A loan of $2,300 helped a member to buy a pushcart.


Los Emprendedores Group's story

The LOS EMPRENDEDORES communal bank is made up of 9 members who are starting their first loan cycle; they are workers who constantly seek ways to succeed and to give their children a better future with their daily effort. The members reside in the city of Urubamba, Cusco department; a city that is noted for its beautiful scenery, its agriculture and its cattle raising.

The members are engaged in various commercial activities such as: vegetable sales, food and prepared meals sales. Some members sell cell phone cards, some provide urban transportation services, shoe store, home construction, office cleaning services. The members who have businesses are worried because sales have dropped. The heavy rains that fell on Cusco for three days caused many tourists to cancel their travel plans to Cusco. Tourism has declined considerably.

Rosa is a member of the Los Emprendedores communal bank. She is 19 years old, lives with her life partner and has a daughter, Yudith, who is 10 months old. Rosa sells quinoa-based fruit juices. She tells us that she only goes out to sell on Wednesdays. The rest of the days she is a housewife. She goes out to sell from 6am and stays out until 9am.

Rosa needs funding to buy a pushcart to carry her quinoa juices. Her husband, David, is a mototaxi driver and he contributes to household expenses that way.

The members, in general, are grateful for the opportunity they have been given and pledge to repay their various payments in a timely fashion.

In this group: Alfredo, Engret, Benjamin, Liliabet, Rosa, David, Dirse, Leonarda, Balvina

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Translated from Spanish by Kiva volunteer Polliz



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