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Don. Tomas is 52 years old and lives in the region of Kurinwasito district of El Ayote. He is married to Mrs. Flora Guerrero with whom he has 3 children, the oldest is 16 years old followed by a 12 year old and the youngest is 10, and in primary school. Tomas is a small producer and for more than 20 years he has taken care of cattle in his ranch with the help of his family. He needs his first loan to retain 7 calves and plans to fatten them up and nurture them to sell them at a better price and that way have greater earnings that will allow him to improve his family’s way of life. Tomas’ biggest wish is that his children go to school and become decent useful people.
View original language description ↓
Don Tomas de 52 años de edad habita en la Comarca Kurinwasito jurisdiccion de El Ayote, es casado con la Sra. Flora Guerrero con quien tiene 3 hijos, el mayor de 16 años, otro de 12 y el menor de 10 años estudiando la primaria; Tomas es pequeño productor desde hace mas de 20 años, se dedica al cuido de ganado y de su finca con el apoyo de su familia, esta solicitando su 1er credito para retener 7 terneros con el objetivo de engordarlos y desarrollarlos para venderlos a un mejor precio, y asi obtener mayores ganancias que le permitan mejorar las condiciones de la familia. El mayor sueño de don Tomas es que sus hijos estudien y sean hombres de provecho.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,757,700
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Tomas to retain calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 13, 2010
Feb 18, 2010
Currency Exchange Loss:
Mar 15, 2011