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Orlando Alberto
Orlando Alberto, who's employed as an accountant's assistant, is married to Karla Rodriguez; they don't have any children yet. He lives with his parents in Juigalpa. He cares for them and contributes to household expenses.

He is requesting his second loan from AFODENIC to do some home repair, specifically replace the roof that's in poor state. He also wants to finish building a bedroom for more privacy so that, when the moment comes to form a family, he will be able to provide basic conditions for them.

He hopes to have Kiva's support to reach this goal. Orlando is very hard-working, responsible and honest; he is held in high regard by his coworkers.
View original language description ↓
Orlando Alberto es casado con la Sra. Karla Rodriguez con quien aun no tiene hijos, labora como auxiliar de contabilidad , habita junto a sus padres en la ciudad de Juigalpa de quienes esta muy pendiente y apoya con los gastos del hogar, esta solicitando su 2do credito a AFODENIC con el proposito de mejorar su casa cambiando el techo que se encuentra en mal estado, al mismo tiempo desea construir su cuarto para tener mayor privacidad, pues cuando llegue el momento de formar su familia podra brindarle las condiciones basicas y espera contar con el apoyo de kiva para lograr este objetivo. Orlando se caracteriza por ser muy trabajador, responsable y honesto, es muy querido por sus compañeros de trabajo.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 42
    View loans »
    Nicaragua Loans Fundraising
  • $26,238,100
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Orlando Alberto to replace the roof and build a bedroom.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 4, 2010
Feb 15, 2010
Currency Exchange Loss:
Nov 15, 2011