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Maria Lourde
María P. is noteworthy for being very hard-working; for the last 10 years she has sold pastries from a basket that she carries around daily to earn her daily sustenance.

Every morning, when she goes out to sell, she hopes to have a successful day.

The reason for the loan request is that she needs to buy the raw ingredients for her pasteris so that, once they are made, she can offer them for sale in her neighborhood.
View original language description ↓
María P. se ha destacado como una dama muy trabajadora que desde hace diez años se ha destacado en la actividad de venta de reposterías las que las ofrece ambulantemente y dichas reposterías son puestas en una pana que ella carga a diario con el propósito de vender y así ganarse el pan de cada día.
Cada mañana cuando ella sale a vender va con la esperanza de tener un día exitoso, la razón por la que está solicitando el crédito es para invertirlo en la compra de la materia prima para la elaboración de las reposterías y una vez realizadas ofrecerlas en su localidad.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,767,775
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $100 helped Maria Lourde to buy pastry raw ingredients.
100% repaid
Repayment Term
4 months (Additional Information)
Repayment Schedule
At end of term
Jan 23, 2010
Mar 1, 2010
Currency Exchange Loss:
Apr 15, 2010