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José Antonio
Mr. Jose is 38 years old, is married and with his wife he has four children. He lives in the “Juan Ramon Padilla” neighborhood. His wife helps with the household expenses as a businesswoman. Ramon has worked as a driver for the past three years and has taken the initiative to start his own business.
His plans for his family’s future are to improve the structure of his home. He is asking for a loan to buy construction materials in order to continue remodeling his home. His family enjoys the respect of the community. They are a united family that has continued to progress. This loan will allow them the opportunity to live in a better home that is more secure for everyone.
View original language description ↓
El señor José Antonio S. C., tiene 38 años de edad es casado y con su esposa y sus 4 hijos habitan en el Reparto Juan Ramón Padilla su esposa aporta a los gastos del hogar debido a que es comerciante y él trabaja como transportista desde hace 3 años e inicio su negocio con su esfuerzo propio.

Dentro de los principales planes a futuro de la familia están el mejorar la infraestructura del hogar, para esto solicito un préstamo para la compra de materiales de construcción y así continuar con las remodelaciones del hogar. Ellos gozan del respeto de la comunidad por ser una familia unida que con sus propios meritos han logrado salir adelante, este préstamo les brindaría la posibilidad de vivir en un lugar más optimo y seguro para todos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 36
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped José Antonio to buy construction supplies.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 10, 2010
Feb 15, 2010
Currency Exchange Loss:
Sep 15, 2011