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Itojo Bakyara Tutungunkye Group, Ntungamo
In this Group: Juliet, Betty, Leticia, James, Lillian, Penninah, Juliet, Lillian
Juliet B. is 48 years old. She is a very hard-working and friendly lady. She is a widow with 6 children, ages 17 - 22, who are all in school. She also cares for 2 dependents.

Juliet is a multi-business lady who has been operating a retail shop, a "hotel" (small restaurant), and a bar in Itojo Trading Centre for 24 years. She started with only one business and the rest were started with her ever-increasing profits and the help of loans. She is able to make 120,000/= (Ugandan shillings) in profits each week. She attributes her profitability to her good customer care and the loans that help to her recapitalize her businesses.

Juliet has a dream of owning a business house as well as ensuring that her family is self sustaining with increased income. She needs a loan to be able to purchase more stock for her shop, more food for her restaurant, and drinks for the bar.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 119
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,012.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Itojo Bakyara Tutungunkye Group, Ntungamo's $1,625 loan helped a member to buy more shop products, more food for her restaurant, and drinks for the bar.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 3, 2010
Feb 15, 2010
Currency Exchange Loss:
Jul 20, 2010