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Itojo Twimukye Group, Ntungamo
In this Group: Lydia, Bibiana, Myres , Phoebe, Lovina, Peace, Rosette, Jadress, Joseph, Justine, Gorretti, Alex, Resty*, Lonus*
* not pictured
Lydia K. is 43 years old and the leader of her lending group in Ntungamo. She is a hard working lady. She is married and has five children, ages 22 – 15 years. She also cares for 2 dependents.

Lydia has been selling clothes at the Itojo Trading Centre for 10 years. She is able to make 200,000/= (Ugandan shillings) in profits from her business each week, despite the challenge of having limited capital to acquire more clothes to sell. However, with the help of loans, she is able to have a wide variety of clothes, enabling her customers to have a choice.

Lydia hopes to make more wholesale purchases and have better health for her children and sustainability. She needs a loan to be able to purchase more clothing to sell.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 118
    View loans »
    Uganda Loans Fundraising
  • $33,598,375
    Funds lent in using Kiva
  • 2,012.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Itojo Twimukye Group, Ntungamo's $2,100 loan helped a member to buy more clothes to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 3, 2010
Feb 15, 2010
Currency Exchange Loss:
Jul 20, 2010