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Mrs. Siphal H. (pictured here), 26, and her husband, Mr. Sokha Khoem, 38, were married in 2005 and have two young sons. She lives with her parents along national road number one about 18 kilometers from Phnom Penh.

Siphal has been a garment factory worker for six months, while her husband is a policeman. She wants to build a kitchen because she does not have a proper place to cook and it’s difficult for her. Therefore, Siphal is requesting her first loan in the amount of $800 to use for that purpose.

Additional Information


MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 96
    View loans »
    Cambodia Loans Fundraising
  • $41,820,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Siphal to build a kitchen.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 12, 2010
Feb 15, 2010
Currency Exchange Loss:
Jan 15, 2011