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Domingo Javier
Domingo E. Bermúdez works as a security guard for the National Autonomous University of Nicaragua. He is married and has 2 children in his care; they are both school-aged.

He has worked with CEPRODEL for a year. Thanks a previous loan granted by CEPRODEL he was able to improve the house that he lives in. He is an excellent client.

The loan he requests now will be used to buy construction materials such as cement, sand and stone to build three pillars of concrete for his house, and 5 sheets of corrugated metal for the roof of his home. His aim is to provide better security and a better quality of life for his children.
View original language description ↓
Domingo E. Bermúdez, Labora como Vigilante en la Universidad Nacional Autónoma de Nicaragua.
El tiene dos hijos a su cargo, y estos se encuentran en edad escolar, esta casado, ha trabajado créditos con CEPRODEL durante un año, en este periodo de tiempo ha invertido un crédito en la mejoramiento de la vivienda en la que habita, gracias a los financiamiento otorgados por CEPRODEL, el es un cliente excelente.
El crédito solicitado es para invertir en la compra de materiales de construcción como: cemento, arena y piedra para la construcción de tres pilares de concreto para su casa y 5 pliegos de zinc, para el techo de su casa de habitación.
Con el objetivo de Brindarles mayor seguridad y una mejor condición de vida a sus hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 21.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Domingo Javier home improvement.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jan 29, 2010
Mar 1, 2010
Currency Exchange Loss:
Sep 3, 2011