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Las Rosas Y Las Guindas Group
In this Group: Teodora, Delfina, Flora Margot, Ana Elizabeth, Anita, Lisbeth Katerine, Felipa, Maria Paula, Rosana, Yeny Ivonne, Teodora, Humberta, Sonia, Dominga Genoveva, Ruth Elizabeth, Gregoria, Victoria
The community bank Las Rosas y Las Guindas starts its 6th cycle with 17 members; it is located in the district of Lircay, department of Huancavelica; the group’s main activity is commerce.
Its members sell vegetables and groceries in the markets and fairs of their community. One of the members is Teodora; she is married and has three children, 2 boys and 1 girl. She started her business of selling vegetables with a small stall in the community’s fairs; now, thanks to the loans, she has mO. capital to invest and her sales have grown. With the loan she will receive, she will add the sale of groceries to her business; she will buy wholesale rice, sugar, oil and basic necessity products that sell the most. Teodora’s dream is to have a grocery stO., a business with assorted products, always in stock.
View original language description ↓
El Bancomunal Las Rosas y las Guindas, inicia su 6to ciclo con 17 socias, está ubicado en el distrito D. Lircay, departamento D. Huancavelica, L. actividad principal D. L. comunidad es el comercio.
Sus socias se dedican a L. venta D. verduras, abarrotes en los mercados y ferias D. L. comunidad.
Una D. sus socias es Teodora, que es casada y tiene 3 hijos, 2 varones y 1 mujer, empezó su negocio D. ventas D. verduras con un pequeño puesto en las ferias D. L. comunidad, ahora gracias a los prestamos tiene más capital para invertir y sus ventas han crecido, con el préstamo que va a recibir implementará su negocio con L. venta D. abarrotes, comprará al por mayor arroz, azúcar, aceite y productos D. primera necesidad que tienen mayor venta. El sueño D. Teodora es tener un almacén D. mercadería, para tener su negocio con productos variados y que nunca le falten.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 120
    View loans »
    Peru Loans Fundraising
  • $61,994,300
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Rosas Y Las Guindas Group's $3,525 loan helped a member buy basic necessity products to sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 4, 2010
Feb 13, 2010
Currency Exchange Loss:
Sep 19, 2010