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Kristine G. is 27 years old and she lives in Ijevan city. She is married and has two daughters. Kristine’s husband is a journeyman. He works as a carpenter and joiner and does other similar kinds of work to provide for his family.

Kristine graduated from Ijevan College and after studying with her father she engaged in the business of beekeeping. Now she has twenty-five of her own beehives and does all the work independently. Kristine likes beekeeping very much and takes great pleasure in taking care of her bee families.

Kristine is requesting a 700.000 AMD loan to increase the number of her beehives.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $16,783,950
    Funds lent in using Kiva
  • 378.9
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Kristine to increase number of beehives.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Feb 9, 2010
Feb 12, 2010
Currency Exchange Loss:
Nov 15, 2011