A loan of $4,750 helped a member buy rice, sugar, seeds, fertilizer, small animals, and to pay workers.


220300399 Group's story

The San Jose D. Viñaca Communal Bank starts its sixth cycle with 26 members. The members are from the Viñaca community. The members have different businesses like selling small animals; tara, a local tree used to make industrial products; cochinilla, an insect used to make red dye; and general groceries. Some make bricks, and most of the members devote themselves to growing vegetables.

Rosa is 43, married, and has three children. Rosa grows vegetables. Rosa needs a loan for 600 PEN to buy seeds and fertilizer.

Natalia is 45, married, and has six children. Natalie has a store in her house where she sells general groceries. Natalia needs a loan for 450 PEN to buy rice and sugar.

The members need different amounts of loans. The amounts they need are 300, 450, 600, and 750 PEN. The total amount of the loan for the communal bank is 13,650 PEN. Their loans will be used to buy rice, sugar, seeds, fertilizer, small animals, and to pay workers.

The members’ dreams are to have good production, that their children become professionals, and to buy a car to transport their products.

In this group: Rosa , Natalia, Dionisia, Daria, Nery , Edwar Teofilo, Irene, Teodora, Juan, Brigida, Rafael, Antonio, Maria Teresa, Elvita, Rosalia, Angelica Rosario, Teodora Julia, Mery, Eusebio, Norma, Sonia, Meirle , Ana Maria , Guillermina, Aydee, Dora

Translated from Spanish by Kiva volunteer Ginny Kalish



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