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Prom M. is a humble villager living in Phnom Penh, the capital of Cambodia. She was born in 1959 and has established her own small family with other members. She is married to Samet, 52, a taxi driver, and they help each other to care for seven children. Now, two of their children are married and live independently while the remaining five are single and working.

Prom M. sells different kinds of fruit by hawking (going door-to-door) around the community and normally earns about $4 each day. She is taking out her loan to repair her existing house because it is falling down.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 77
    View loans »
    Cambodia Loans Fundraising
  • $41,825,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Prom to repair her house because it is falling down.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 19, 2010
Feb 11, 2010
Currency Exchange Loss:
Jun 15, 2011