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Amanbaeva Jambu's Group
In this Group: Jambu, Manzurahon, Mamatkamil, Burulkan
Jambu A. is 42 years old. She is a divorced mother of two children. Her oldest son is 13 years old and is in 7th grade, and the daughter is of preschool age. Jambu manufactures and sells dairy products, piroshky and belyashi (meat pies) at a livestock market in Uzgen. She goes to work twice per week. She started this business two years ago, since her divorce. Jambu obtained the starting capital of approximately 70 dollars from her sister as a loan. The current loan will be used for the purchase of 1 bag of flour, 1 bag of potatoes and 5 kg of kurut (milk curd product) – this is about 1000 som. The remaining sum will be used to lease land for growing rice. In the future, Jambu plans to expand the selection of prepared dishes and cook pilaf, shurpa (spiced lamb soup), manty (dumplings) and salads.

Manzurahon is 24 years old. She is married and is raising two children. Her husband works as a taxi driver in Uzgen. Manzurahon has been involved in baking and selling flatbread for two years. She sells her product at the Uzgen central market. She plans to use this loan to purchase 13 bags of flour, 14 kg of dried milk, salt and yeast.

Mamatkamil is married and raising 3 children. They own a small food store near their home, where his wife works. Mamatkamil works as a taxi driver in Uzgen. He will use this loan to lease 1 hectare of land for growing rice. Currently, he is saving money to buy a good car to enable him to work more profitable transportation routes, for example Uzgen – Bishkek (the capital).

Burulkan is 52 years old, married and is a mother of 1 son. Her son is 15 years old, and he is a student. Her husband works as a private building contractor. Burulkan manufactures dairy products, such as kurut, ayran (yogurt beverage), kefir and sour cream. This loan will be used for the purchase of a dairy cow. This will allow Burulkan to obtain more milk and increase the capacity of dairy product manufacturing.
View original language description ↓
Аманбаевой Жамбу 42 года, она разведенная мать 2 детей:старшему сыну 13 лет и учится в 7 классе, а дочь дошкольного возраста. Заемщица производит и реализует кисломолочные продукты, пирожки и беляши на скотном рынке Узгена. В неделю она выходит на работу два дня. Этим делом она начала заниматься два года назад, с момента развода, начальный капитал был получен в долг у сестры, который был равен около 70 долларам. Данный кредит будет использован для закупа 1 мешка муки, 1 мешка картошки, 5 кг курута (молочный продукт) - это около 1000 сом. Оставшаяся часть будет использована для аренды земли для выращивания риса. В будущем клиент планирует расширить ассортимент производимых блюд, и готовить плов, шурпа, манты и салаты.

Манзурахон 24 года, она замужем и воспитывает двоих детей. Ее супруг работает таксистом в Узгене. Сама заемщица занимается выпечкой и реализацией лепешки уже два года. продукцию реализует на центральном рынке Узгена. На полученный кредит она планирует закупить 13 мешков муки, 14 кг сухого молока, соль и дрожжи.

Маматкамил женат, и воспитывает 3 детей. Около их дома у них есть собственный ларек по продаже продуктов питания, на точке работает его супруга. Сам Маматкамил таксует в Узгене. Кредит будет использован для аренды 1 га земли для выращивания риса. В данное время он копит деньги, чтобы купить хорошую машину, чтобы у него была возможность работать на более рентабелных маршрутах, например Узген - Бишкек (столица).

Бурулкан, 52 года, замужем и мать 1 сына. Сыну 15 лет, ош школьник. Ее супруг работает частным строителем. Сама Бурулкан производит кисломолочные продукты, т.к. курут, айран, кефир, сметана. Кредит будет получен для закупа доеной коровы. Это позволит ей получать больше молока и увеличить объем производства молочных изделий.


--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,011,950
    Funds lent in using Kiva
  • 44.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Amanbaeva Jambu's Group's $1,350 loan helped a member purchase of flour, potatoes, kurut and lease of land.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 9, 2010
Feb 10, 2010
Currency Exchange Loss:
Sep 15, 2010