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Kalylova Misirat`s Group
In this Group: Misirat, Mahpuba, Janysh, Gulayim
Misirat is 55 years old and is married with two sons. Her husband is a pensioner and her elder son is currently a guest worker in Russia, usually sending about 250 dollars monthly.

Misirat’s family deals in livestock. They have three milk cows, one horse and a few sheep and also produce milk and milk products such as yogurt, sour cream and kefir (a fermented milk drink). For this loan she is planning to buy a milk cow. In the future she hopes to increase the number of her milk cows and produce enough milk to have supply agreements with kindergartens.

Mahpuba, 51, is married and has four children: three daughters and one son. Her elder two daughters are working in Russia as salespersons and her husband works in a tobacco plant as crew chief. She is asking for the loan to buy a milk cow.

Janysh is the youngest member of this group. He is just 26 years old and is married with one little daughter. His wife is a member of a farming collective. Janysh lives with his parents, but he hopes in near future to buy proper land and build his own house. At present time he takes an active role in family business: livestock raising and reselling. This loan will let them buy a few lambs.

Gulayim, 27, is a married young lady. Her husband currently is an assistant to a driver but, starting in early spring, he usually works as a builder. Gulayim’s family has their own land where they cultivate potatoes. This loan will be used to buy one ton of seed potatoes and fertilizer.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of the 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable in order to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and from Mol Bulak staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 61
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 44.5
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Kalylova Misirat`s Group's $1,350 loan helped a member to buy a milk cow.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 10, 2010
Feb 10, 2010
Currency Exchange Loss:
Aug 15, 2010