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Adelaida C. is a 53-year-old married woman who lives in Barangay Panaquiao, Isabela, Negros Occidental. She earns her living by buying, raising and selling livestock.

Adelaida’s husband Carlos is a laborer and they have ten children who are between 14 and 33 years old. Some of the children have their own families and work, and other children are currently going to school and also help their parents in the business as part of their daily chores.

Adelaida joined NWTF-Project Dungganon in 2003 in the hope that she would be able to help her husband improve the quality of life of their family. With the help of her loans from NWTF-PD she has been able to increase their family income by engaging in buying, raising and selling livestock. Now she earns an average monthly income of Php 4,000 from her business activities.

Adelaida is a member of good standing. Her previous loan of Php 18,000 was used to fund operations of her business activities, and it had a positive impact in both the business and the family’s living conditions. Now she is borrowing Php 18,000 for her 14th loan which she intends to use to buy and fatten livestock to resell at a later date.

Adelaida is working hard to achieve her dreams and aspirations for her family, which are to provide them with a brighter future and a more comfortable life.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 345
    View loans »
    Philippines Loans Fundraising
  • $66,038,225
    Funds lent in using Kiva
  • 46.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Adelaida to buy and fatten livestock to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 21, 2010
Feb 10, 2010
Currency Exchange Loss:
Dec 16, 2010