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Ana Isabel
Ana works as a supervisor of collectors in the main marketplace of Managua.

She has two children, one of whom is of school age, and she is married. She has received loans from CEPRODEL during the past ten years, and in this period of time has invested twenty loans in home improvements thanks to the financing offered by CEPRODEL. She is an excellent client.

The loan she is requesting will be used to buy construction materials such as: security bars for the windows of her house and for the entry passage.

Her goal is to offer more security and a better standard of living to her children.

Ana said that the loans from CEPRODEL have helped her greatly in improving her home.

View original language description ↓
La Señora Ana Isabel Seque ira, Labora como Supervisora de Colectores en el Mercado Mayoreo de Managua.
Ella tiene dos hijos a su cargo, y uno de ellos se encuentran en edad escolar, esta casado, ha trabajado créditos con CEPRODEL durante diez años, en este periodo de tiempo ha invertido veinte crédito en la mejoramiento de la vivienda en la que habita, gracias a los financiamiento otorgados por CEPRODEL, el es un cliente excelente.
El crédito solicitado es para invertir en la compra de materiales de construcción como: verjas para las ventanas de su casa y para el corredor.
Con el objetivo de Brindarles mayor seguridad y una mejor condición de vida a sus hijos.
Ana dijo que gracias al financiamiento de ceprodel le han ayudado mucho a mejorar su casa.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 47
    View loans »
    Nicaragua Loans Fundraising
  • $26,293,200
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Ana Isabel improvement and enlargement of her home.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 28, 2010
Feb 10, 2010
Currency Exchange Loss:
Jan 15, 2011