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Heghine G. is 28 years old and she has school education. She lives in Vanadzor with her mother, son and husband. Her mother is jobless and her son is a schoolboy.

Heghine and her husband, Tigran, manage their own butcher’s shop, which they run in their own shop. Heghine has a verbal agreement with villagers about buying meat. Now she needs an 800,000 AMD loan to buy meat from villagers to increase the volume of her business.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 134
    View loans »
    Armenia Loans Fundraising
  • $16,765,225
    Funds lent in using Kiva
  • 378.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Heghine to buy more meat for her butcher's shop.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 5, 2010
Feb 9, 2010
Currency Exchange Loss:
Mar 15, 2011