Alfa Omega Group
Bertha is the president of the communal bank and has 3 children who attend school. She works selling plastic products, and is a very dynamic and responsible person. Her portion of the loan will help her purchase merchandise and grow her business.
Tania is the secretary of the communal bank and is the single mother of one young child. One of her dreams is to see her son get a good education and have a profession. Tania works selling computer supplies and her portion of the loan will help her build her business and improve the quality of life for her and her son.
Rocio is the treasurer of the bank and is still quite young. She is studying still and working selling cosmetics. Her portion of the loan will be used to purchase beauty products she can sell such as perfumes, powders and cosmetics. This will help her generate income to pay for her studies towards a hospitality degree at the University.
All of the members are responsible and hardworking people. In many cases, they have to maintain their families on their own, and they are very grateful to Emprender and Kiva for the support and the confidence they receive through the loans.
El Banco D. Emprendimiento ALFA Y OMEGA ya trabajo un ciclo en nuestra Institución, es un Banco que ya esta en su segundo ciclo esta conformado por 11 integrandes 9 Mujeres.y 2 Varones, las socias se dedican al comercio y venta D. verturas, cosmeticos, equipos D. computación y otros
La Sra.BERTHA es la presidenta del banco y tiene 3 hijos que se encuentran en edad escolar ella se dedica a la venta D. material plásticos y es una persona bastante dinámica, responasble y el dinero del prestamoutilizara para la compra D. mercaderia y aumentara su capital D. trabajo.
La Sra. TANIA Ella es la secretaria en el Banco y tiene 1 hijo pequeño, es madre soltera y sola mantiene su hogar uno D. sus deseos es ver a su hijo profesional, se dedica a venta D. computadoras y con el prestamo ha logrado aumentar su capital D. trabajo y así para poder mejorar su negocio y su calidad D. vida.
La Sra. ROCIO Es la tesorera en el Banco y es una persona joven, ella estudia y tabaja se dedica a la venta D. productos D. belleza por catalogo, con el prestamo ha logrado comprar en cantidad sus productos que estaban en oferta como ser perfumes, desodorantes, talcos y otros, lo que permitirá mejorar sus ingresos económicos y es estudiante en la Universidad Escuela Hotelera administración turistica.
Todas las socias son personas responsables dinamicas trabajadoras que en muchos casos mantienen solas el hogar y estan muy agradecidas con Emprender y Kiva por la confianza brindada en la otorgacion del credito.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid