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Nga's Group
In this Group: Nga, Gia, Minh, Bach, Nga
Nga T. Thị Lại (id: 010117040008) is a 28-year-old woman living in Xóm Chợ of Đông Anh. She is married and has two infant children. To make a living, Nga runs a small business serving food to customers in the local community. She has been engaged in this business for around three years and earns approximately 3.000.000 VND a month from this activity. Starting from 2008, Nga participated in SEDA to gain access to financial services to help better her business and family life. Nga has successfully repaid 7 previous loans of from SEDA. At the present time, she is requesting a new loan of 5.014.000 VND( or 270 USD), which again will be used to improve her business. She hopes to use the extra income generated to improve the general living conditions of her family.

About the other borrowers in her group:
Gia Thị Nguyễn (id: 010117040006) is 60 years old. She would like to borrow 7.194.000 VND (or 385 USD) to support her business of serving food.
Minh Thị Nguyễn (id: 010117040009) is 32 years old. She also wants to borrow 7.194.000 VND(or 385 USD) to offer electronic equipment repair services.
Bách Thị Nguyễn (id: 010117040007) is 54 years old. She would like to take out a loan of 7.194.000 VND(or 385 USD) to invest in dressmaking.
Nga Thị Đoàn (id: 010117040005). She is requesting a loan of 7.194.000 VND (or 385 USD) to offer electronic equipment repair services.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 136
    View loans »
    Vietnam Loans Fundraising
  • $16,208,900
    Funds lent in using Kiva
  • 18,469.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Nga's Group's $1,850 loan helped a member will be used to improve her business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 3, 2010
Feb 8, 2010
Currency Exchange Loss:
Mar 2, 2011