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Ha's Group
In this Group: Ha, Dinh, Mai, Thiem, Hoa
Hà Thị Hoàng was born in 1964 (id: 010107050001). At present, she is living in Văn Thượng village with her husband and two children. Hà has been selling fast food to customers in the local community to make a living for about 10 years; she has an average income of $203 a month. Since 2006, she has participated in SEDA activities and has always been very punctual with her loan repayments. At this time, there’s a need for her to take out a loan of 5.014.000 VND (or $270) to invest more in her business. Hà is hoping to earn more money in order to buy household appliances.

Moving forward to her group, it includes:
Dinh Thị Hoàng is 38 years old (id: 010107050003). She would like to borrow 5.014.000 VND (or $270) to sell flowers.
Mai Thị Hoàng is 38 years old (id: 010107050006). She also wants to borrow 5.014.000 VND (or $270) to offer tailoring services.
T.ềm Thị Nguyễn is 38 years old (id: 010107050005). She would like to take out a loan of 5.014.000 VND (or $270) to invest in selling clothes.
Hòa Thị Nguyễn is 53 years old (id: 010107050025). She wants to borrow the same amount, 5.014.000 VND (or $270), to raise pigs and sell vegetables.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 59
    View loans »
    Vietnam Loans Fundraising
  • $16,989,575
    Funds lent in using Kiva
  • 18,465.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Ha's Group's $1,375 loan helped a member to invest more in her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 28, 2010
Feb 8, 2010
Currency Exchange Loss:
Mar 3, 2011