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Zhora G. is 24 years old and he is a student. Zhora lives in Tsovagyugh village, Sevan area. He studies in the Yerevan State University Economics department. His extramural courses and annual tuition fees amount to about $800. At the same time Zhora and all his family (father, mother and brother) are engaged in farming. They breed cows, sheep, chickens and bees. Zhora needs a 1,100,000 AMD loan to buy fodder for his cows and other farm animals. He plans to spend the expected profit on his education.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

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About Armenia

  • $6,300
    Average annual income
  • 163
    View loans »
    Armenia Loans Fundraising
  • $17,054,825
    Funds lent in using Kiva
  • 378.1
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,925 helped Zhora to buy fodder for his cows and other farm animals.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Feb 4, 2010
Feb 8, 2010
Currency Exchange Loss:
Sep 15, 2012