Perlitas Blancas Group
For Maria, this is her second loan. She fills the roll of group president and is the leader. She is also the bank's founder. Maria is dedicated to selling beauty products. She is married and has three children. Her husband works as a minibus union rep. He has two children who are school age.
This loan will be invested in the purchase of merchandise and used to be able to enhance their merchandise. During the time the loan was made, they invested in the purchase of merchandise and, in this manner, increased their capital.
During her tenure with her group colleagues, she has shown to be a person who is united with her colleagues, always helping them to get ahead with their work, successful with their repayments, and strict with her colleagues at payment time.
Alan is currently working on his second round (of loans). In this round, he has taken the role of group secretary. Alan is dedicated to tailoring, like his mother, and has a shop in his home. Additionally, he studies at night. During his tenure with the group, he has proven to be responsible with his repayments as well as with his colleagues at repayment time.
The loans obtained from our institution were invested in the purchase of raw materials for the shop, since at this time, he has more orders. He is a single member and does not have children. His wish is to be able to start his own tailor company so he may support his mother.
Jheovany is a new member who joined after being invited by another member to participate in the community bank. He is dedicated to driving. The loan that he is requesting was to invest in the purchase of tools. He is single and does not have children. His wish is to be able to buy a vehicle for personal use and another for work and to improve his quality of life.
They are thankful to Emprender and to Kiva for the confidence provided by granting the loan.
La Sra. Maria Es su segundo ciclo asume el cargo de presidenta del grupo es la líder y es tambien una de las fundadoras del banco, la señora Maria se dedica a la venta de cosméticos. Es una persona casada tiene 3 hijos su esposo trabaja como agente de parada en el sindicato señor de mayo que es una parada de minibuses Tiene 2 hijos que se encuentran en edad escolar.
El destino del credito es para invertir en la compra de mercadería y poder aumentar su mercadería durante el tiempo que trabajo todo préstamo obtenido fue invertido en la compra de mercadería y así poder aumentar su capital.
Durante su permanencia con sus compañeras de grupo demostró ser una persona solidaria con sus compañeras siempre ayudándolas, a seguir adelante con trabajo, muy exigente con sus cuotas, muy estricta con sus compañeras a la hora de pago.
El Sr. Alan Trabaja actualmente en su segundo ciclo, en este ciclo asume el cargo de secretario del grupo, Alan se dedica a la costura al igual que su mama tiene un taller en su domicilio, como también estudia por las noches, durante su permanencia en el grupo demostró ser responsable con sus pagos al igual que con su compañeras al momento de exigir las cuotas.
Los prestamos obtenidos en nuestra institución fueron invertidos en la compra de materia prima para el taller siendo que por estas fechas tienen mayor pedido.
Es un socio soltero no tiene hijos su deseo es poder implantar una empresa de costura propia para apoyarle a su mamá.
El Sr. Jheovany Es un socio nuevo que se integra a la banca es invitado por una socia, a participar de las bancas comunales se dedica al manejo de movilidad, el crédito solicitado fue para invertir en la compra de herramientas de trabajo es soltero no tiene hijo su deseo es poder comprar una movilidad para su uso personal y otra para poder trabajar y mejorar su calidad de vida.
Estan muy agradecidos con Emprender y Kiva por la confianza brindada en la otorgacion del credito.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid