A loan helped to pay for farm inputs and hired labor to grow more crops on the horticultural farm, make profits, and, as a single woman, support her children.


Milkah's story

For a number of reasons, Milkah (pictured above) is working very hard in life. First, she is the only voice of hope for her children, and secondly, she does not want her children to suffer. Milkah is a mixed farmer who injects passion and determination in everything that she does. Through farming, her children can learn smoothly without the fear of being sent away from school. This level of success has been fuelled by, among her things, her desire to succeed, her work ethic, and her passion.

In Kenya, agriculture is one of the most competitive industries, especially due to the high cost of operations necessary to improve farming. Such costs include the cost of land acquisition and inputs, which have always skyrocketed. To meet the high cost of inputs, farmers have been forced to borrow from financial institutions, which sometimes impose very complicated procedures in loan distribution. Some farmers, especially women, end up hopeless, despondent, and lacking the morale to invest in agriculture. As a well-versed farmer, Milkah has taken a loan of 30,000 KES that she will use to pay for farm inputs and hired labour to grow more crops on the horticultural farm. It takes a lot for a smallholder farmer to risk limited resources to expand a farm business. She wishes to make more profits, to enable her to make more income. This loan will have a lasting impact in her heart.


This loan is special because:

It finances smallholder farmers to purchase dairy cows, chickens, cereals and farming equipment.



Loan details


Lenders and lending teams




Loan details