A loan of $2,025 helped a member cOMPRA DE MERCADERIA.


Intiwara 2 Group's story

The executive board of the Banco del Emprendimiento is composed of the following women:

Señora Justina, sells sweets and knit items for her business. She lives in her sales kiosk, which is located in the Plaza Arandia Villa Fátima. She wishes to expand her kiosk so that she may increase her income, now that she has children of school age.

Señora Silvia is the treasurer, and she sells sweets in the Hernando Siles school, where she is also the door-woman. She has children who are attend the same school where she works.

Señora Natividad is the secretary, responsible for taking minutes of the board's proceedings. She works selling various items at different fairs throughout La P. depending on the season and how much capital she has at the time. For example, she has a regular post at the fair of Alasita that she can rely on working; in this manner, going from fair to fair, she supports herself throughout the entire year.

These three people are the head of the Banco D. Empredimiento, which is maD. up of ten people who, because they all know each other, form a guarantee amongst themselves that they will not miss their payments, making the bank a reliable institution.

A majority of the members rely on their own fixed place of business to earn money. The other 10% takes merchandise to peoples' homes, delivering goods to a regular group of customers, since they do not own their own homes from which they could work. All the members are very hard-working, and their businesses are their only source of income, which they rely upon to maintain their homes and families. They are responsible with their loans. Currently, they are working with their fourth loan from Kiva and have not had a single problem. They all know each other very well and work together to assist each other.

The loan they now request is to be used for purchasing merchandise and, in a few cases, to increase capital to put towards improving work places.

All of the members are very thankful to both Emprender and Kiva for the confidence those groups have displayed to them in offering loans to the members to improve their businesses.

In this group: Justina, Carla Delia , Doris Carmiña, Natividad, Jose Luis , Frida Beatriz, Jeanneth, Carol Ogalin, Lilian Betzabe, Silvia Armanda

Translated from Spanish by Kiva volunteer Kevin Lenhart



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