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Francisco came to the Institution by recommendation from a long time client. He is a young person who is married to Francisca. They have two school-age children. They take care of the house and prepare their food when they get home from school.

Francisco works as a mechanic during the day, and at night he transports passengers. His route is in the southern area. He belongs to the Trufis 1 Union. He lives with his family in the Villa Concepción area in Achumani Alto. His wife works all day as a household employee in the Achumani region. The neighbors say that they recommend him as a client because they know that he is a responsible and very hard-working person.

The loan is to repair and expand his house. He wants to make his family more comfortable and improve their quality of life.

One of is wishes is to be able to see his children become professionals. The other is to see his house completed.

He is grateful to Emprender and Kiva for the confidence shown in granting the loan.
View original language description ↓

El Sr. Francisco vino a la Institución por recomendación de un cliente antiguo, el es una persona joven casado con la Sra. Francisca, con quien tiene dos hijos en edad escolar, quienes se quedan solos al cuidado de la casa y se preparan sus alimentos al volver del colegio.

El Sr. Francisco se dedica al trabajo de mecanico en el día y por la noche se dedica al transporte llevando pasajeros su ruta es por la zona sur ya que petenece al sindicato de trufis 1, junto con su familia viven en la zona de Villa Concepción por Achumani alto, la esposa trabaja todo el día de empleada del hogar por la zona de Achumani, por referencias de vecinos y del cliente que lo recomendo sabemos que es una persona responsable y muy tabajodora.

El destino del credito sera para la refaccion y ampliacion de su vivienda quiere dar mas comodidad a su familia para mejorar asi su calidad de vida.

Uno de sus deseos es poder ver a sus hijos pofesionales y el otro ver su casa terminada.

Esta agradecido con Emprender y Kiva por la confianza brindada en la otorgacion del credito.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 154
    View loans »
    Bolivia Loans Fundraising
  • $36,650,050
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Francisco repair his house.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jan 14, 2010
Feb 4, 2010
Currency Exchange Loss:
Dec 17, 2014