A loan of $550 helped to buy and insure a dairy cow.


Grace's story

Grace is 47 years old and married with four children, ages 19, 21, 25, and 28; two of her children are still attending school. She's a dairy farmer in the Nyamira area of Nyanza province of Kenya and has been farming since 1982. She sells milk locally and also earns income from tea farming. She says that the main challenge to her business is marketing her milk products.

She requested this first loan through Juhudi Kilimo for Kes. 40,000 to purchase and insure a dairy cow. Grace says that the income from the added dairy cow will help her to be able to pay for her children's school fees.

About Juhudi Kilimo

Juhudi Kilimo is an innovative, for-profit social enterprise working with smallholder farmers in Kenya. Juhudi directly finances dairy cows, chickens, agricultural equipment, and other assets that are specifically chosen to create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic bookkeeping and local market research. For its clients and their families, Juhudi also offers life insurance and a medical aid program. Through all these services, Juhudi is creating sustainable growth and employment in rural communities across Kenya.



Loan details


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Loan details