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Ha's Group
In this Group: Ha, Mai, Ngoc, Ly, Nam, Phuong
Hà Thị Trương is 27 years old. (id: 010103080001). She is married and has one child. She has a store at home from which she sells goods like candy, cake, beer, soft drinks, fruit and so on. Her husband makes iron doors to sell. They have been working these jobs for about three years. They have a monthly income of about $220.

She is the group leader of a five-member group loan offered by the Kiva field partner, SEDA. WhiL. each member of the group receives an individual loan, they all are responsibL. for paying back the loans of their fellow group members if someone is delinquent or defaults.

She has been with Seda for six years and has repaid her loans on time. This time, she wants to borrow 5.450.000 VND (or $295) to buy goods to sell, and also to buy iron for her husband's door-making business.

About the other borrowers in her group:
Mai Thị Nguyễn is 26 years old. (id: 010103080003). She sells groceries. She wants to borrow 5.014.000 VND (or $270) to buy more goods to sell.
Ngọc Thị Bích Bùi is 34 years old. (id: 010103080004). She sells pork in the market. She wants to borrow 5.014.000 VND (or $270) to invest in her small business.
Lý Thị Lê is 44 years old. (id: 010103080002). She wants to borrow 4.142.000 VND (or $225) for her small business.
Nam Thị Ngô is 25 years old. (id: 010103080007). She breeds pigs and poultry. She wants to borrow 5.014.000 VND (or $270) to buy food for her animals.
Phuong T. T. P. is 26 years old. (id: 010103080005). She sells groceries at home. She wants to borrow 5.014.000 VND (or $270) to invest in her store.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 72
    View loans »
    Vietnam Loans Fundraising
  • $16,977,375
    Funds lent in using Kiva
  • 18,465.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Ha's Group's $1,625 loan helped a member to buy goods to sell and iron to make doors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 19, 2010
Feb 4, 2010
Currency Exchange Loss:
Mar 3, 2011