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Juntas Progresaremos Group
In this Group: Felicitas, Martha Fortunata, Guisela Vanessa, Angelica Luisa, Delia Esmeralda, Felisa, Marita Geovanna, Sabina, Olinda, Esther Antonia
"Juntas Progresaremos" ("Together We Progress") is a community bank composed of neighbors who saw an opportunity in Edaprospo-Prosperidad to solicit mO. loans, all of which allow them to build and better their businesses. With the loans they are able to achieve progress in their businesses as well as their careers.

Mrs. Guisela is a 24 years old of this community bank. She works as a beautician to help pay for her studies in tourism administration. She also raises her only son alone. She has a small stO. in her house, which she fills with products from a catalog to sell as well as others to gift. Her dream is--with her father's help--to finish her studies, pay for an English course, get a degree, and have her own tourism business.
View original language description ↓

“JUNTAS PROGRESAREMOS” es una alcancía comunal conformada por vecinas que vieron la oportunidad en EDAPROSPO-PROSPERIDAD de solicitar préstamos, de los cuales dispondrán para mejorar y hacer crecer sus negocios, con ello lograr obtener algún progreso tanto en su negocio como en su profesión.
La señora Guisela tiene 24 años, es miembro de esta alcancía, ella se dedica a ser consultora de belleza para ayudarse en sus estudios de administración de turismo y a la vez criar sola a su único hijo. También tiene un pequeño bazar en casa donde lo llena con productos de catálogo que ella vende, además de otros productos para regalo.
Su sueño es terminar sus estudios, con ayuda de su papá, pagar su curso de inglés, sacar su título y poner su propia empresa turística.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 36
    View loans »
    Peru Loans Fundraising
  • $64,331,650
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Juntas Progresaremos Group's $2,025 loan helped a member working capital.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 6, 2010
Feb 3, 2010
Currency Exchange Loss:
Jun 15, 2010