A loan of $250 helped a member to purchase additional products to sell.

Calixta's Group's story

Calixta E. is from the village of Panta-on, Ozamiz City. She is 37 years old and the leader of a two-member group loan offered by Kiva partner, GDMPC. While each member of the group receives an individual loan, they are collectively responsible for paying back the loan of their fellow group member if he or she is delinquent or defaults.

Calixta is married and has four school-aged children. To make a living, she owns and operates a specialized retail store. The main source of income for the business comes from selling daily use products such as shampoo, candies, biscuits, eggs, soap, toothpaste, etc. in the local community. Calixta has been engaged in her business for over eight years and earns approximately 7,000 PHP a month from these activities.

In 2007, Calixta joined GDMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid a previous loan of 8,000 PHP from GDMPC. Calixta is requesting a new loan of 6,000 PHP, which will be used to purchase additional products to sell. This loan will be her third from GDMPC. She plans to use the additional revenue generated from the business to pay her children's tuition fees and meet their daily needs.


GDMPC is one of the most progressive cooperatives in Mindanao, Philippines.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

In this group: Calixta, Cornelio

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