Mrs. Phalla N. is a villager in Rung village in Takeo province. She is 27 years old. She is a farmer who owns two hectares of land used to grow rice to support her family. Her husband, Mr. Thoeun Toem, is a rice wine maker. This family has a problem because this is rice-growing season, but the soil is infertile and has lot of insects. They do not have enough money to support it. Thus, Mrs. Phalla N. decided to ask for a loan to buy fertilizers, pesticides, and rice seeds and to hire laborers to plow her field. She is a mother of a child who is too young to study or work. Her husband is on the right in the photo.
Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.