A loan of $1,200 helped purchase of sand, cement, stone, flooring, and doors to make improvements to his family's living conditions.

Jose Oswaldo's story

José is a young 22 year-old man who is the father of a family with one child. Together with his wife he works hard to improve their home. José works as a salesman for the Coca Cola company, traveling all over the capital to offer their products. His priority is to each day improve the house; with the previous loan he has succeeded in adding a room. Now he wants to plaster the walls, purchase secure doors, as the current ones are in poor shape, add a floor, as the current one is just dirt, and improve the decoration by painting. For these projects José will purchase construction materials like sand, cement, stone, flooring, and paint to begin. Only with this loan can he make these improvements, as his salary is minimal and he gets paid by commission. For this reason he leaves very early to work in the morning to earn a little more and thus be able to satisfy his family's needs, like a better home. He is succeeding with the help of Afodenic.

Translated from Spanish by Kiva volunteer Kevin Credo

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Loan details