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Valentina is a widow. She has three grown children. Valentina runs a small business selling clothing and merchandise in a little store, close to the central market, in her home town of Melitopol. Valentina has been in this trade for 10 years. She has 30,000 Grivnyas in inventory. Her profit amounts to 7,000 Grivnyas a month.

Valentina is seeking a 7,500 Grivnya loan to purchase assorted merchandise. She is very responsible when it comes to loan repayment. Valentina has repaid previous loans without any delinquencies. She can be characterized as a hard-working and circumspect individual with clear vision and a determined nature. We believe these personal characteristics will help Valentina succeed in her business endeavors and repay the current loan without any problems.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Valentina to purchase inventory.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 19, 2010
Feb 2, 2010
Currency Exchange Loss:
Aug 15, 2010