A loan of $1,075 helped to buy a dairy cow.


Chepkwony's story

Chepkwony is a 26-year-old entrepreneur and dairy farmer in the Litein area of the South Rift Valley of Kenya. He's been farming for five years and employs two people. He sells his milk through Kenya Cooperative Creameries and also earns income from a small general store. He previously worked as a motorbike taxi driver. He says that the main challenge to his business is unreliable employees that require close supervision.

He requested this loan through Juhudi Kilimo for Kes. 80,000 to purchase a dairy cow, after successfully repaying a previous loan for 45,000. He says he is enjoying good financial services through Juhudi which might not have been available to him otherwise. In the future, he would like to build a modern house, own his own car, and stabilize his family with increased income from farming.

About Juhudi Kilimo

Juhudi Kilimo is an innovative, for-profit social enterprise working with smallholder farmers in Kenya. Juhudi directly finances dairy cows, chickens, agricultural equipment, and other assets that are specifically chosen to create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic bookkeeping and local market research. For its clients and their families, Juhudi also offers access to medical aid. Through all these services, Juhudi is creating sustainable growth and employment in rural communities across Kenya.



Loan details


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Loan details