Trabajando Para El Mañana Ii Group
The group president is Sra. Biqui Melita, a hardworking woman from the District of Calleria. She is 30 years old and a mother with two dependent children. Biqui manages her business and has the support of her husband, who is a motorcycle taxi driver. She has been a member of this Communal Bank for 1½ years. Her dreams are to open a discothèque in the “maloca” (an ancestral long house) that she owns and establish a store.
At the moment, the entire Communal Bank is requesting a loan of 6900 soles to invest in their various businesses.
Su primer crédito fue D. 6,300 soles con el cual las socias pudieron comprar sus productos para abastecer sus negocios.
Su presidenta es la Sra. Biqui Melita, es una mujer muy trabajadora, vive en el Distrito D. Calleria, región Ucayali, tiene 30 años, madre D. dos menores D. edad, ella se dedica a administrar su negocio, cuenta con el apoyo D. su esposo quien es chofer D. motocar. Ella es coia D. este Banco Comunal desD. hace un año y medio. La meta D. Biqui Melita, es tener una discoteca en la maloca que posee y poner su tienD..
Actualmente este Banco requiere D. un préstamo D. S/. 6,900 soles, que será invertido en los diferentes negocios.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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