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Hoai's Group
In this Group: Hoai, Hoa
Hoai T. Đặng is 35 years old. She lives in Xom Vang, Co Loa, Dong Anh, Ha Noi. She has two children who are going to school. She is a tailor. She works at home. She has a sewing machine. She has a monthly income of about 2.000.000 Vietnamese dong.

She joined SEDA, a Kiva partner, four years ago and makes repayments on time. This time, she wants to borrow 6.322.000 VND to buy a sewing machine. She hopes her life will be better.

About the other borrower in her group:

Hòa Thị Hoàng is 34 years old. She is a hairdresser. She has a monthly income of about 2.500.000 VND. She wants to borrow 6.322.000 VND to invest in her hairdressing business.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 82
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 18,465.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Hoai's Group's $700 loan helped a member to buy a sewing machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 20, 2010
Feb 1, 2010
Currency Exchange Loss:
Feb 24, 2011