Mr. Cheikh D. is a 39-year-old fisherman in Yoff who lives in the Thongor Ndioufene district. He has been a member of the Yoff lending group since June 2007 and has already benefited from a previous loan. He is unmarried with no children and has devoted his time especially to artisanal fishing for over ten years. Cheikh regularly scours the course from Yoff to Kaya to Ngaparou and back. He picked this trade out of passion. And his happiest times are when he catches a lot of fish, since he is sure to make a lot profit.
Cheikh is requesting a loan of 400,000 francs with the goal of fixing up a bedroom and a bathroom, so as to improve his living situation.
Monsieur Cheikh D. est un pécheur de 39 ans a Yoff vivant dans le quartier de Thongor Ndioufene. Il est sociétaire de la caisse de Yoff depuis juin 2007 et a déjà bénéficie d’un prêt antérieur. Il est célibataire sans enfant.et s’adonne particulièrement à la pèche artisanale depuis plus de 10 ans. Il sillonne régulièrement le trajet Yoff, Kayar, Ngaparou. Il a choisi son métier par passion. Et ses plus grands moments de bonheur sont les moments ou il attrape beaucoup de poissons puisqu’il sera sur de faire beaucoup de bénéfices. Il sollicite un crédit de 400 000 frs dans le but d’aménager une chambre et une salle de bain dans l’objectif d’améliorer son cadre de vie.
This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.