A loan of $875 helped to buy more timber and to pay for its conversion into firewood to sell.


Rita's story

Rita A. currently lives in Nkwen, Cameroon, and is the widowed mother of three children. She has been with GHAPE since 2007 and has demonstrated a creditworthy character exemplified by her repayments, her consistent attendance at meetings and her support of her borrowing group. She is currently requesting her third loan from GHAPE.

With this latest loan Rita is hoping to continue the business supported by her prior loans. She has requested 400,000 XFA in order to purchase lumber and to pay for the labor of converting it into firewood to sell.

Rita is confident that her business will continue to do well because of her experience in this industry. She understands her customers, their demands and the increasing need for firewood in her area. She is confident that her business will continue to provide revenue for reinvestment and to meet her family’s needs.

Rita hopes to use the profits from her business to provide for her children including providing her family with meals. She will also be utilizing the revenue to take care of some personal medical needs.

Rita’s loan will be provided through the Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit NGO (non-governmental organization) based in Bamenda, Cameroon. GHAPE works towards the empowerment of the poor and poverty alleviation through a highly multi-faceted approach. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community within its clients and staff and has developed a strong bond of trust between the organization and its clients



Loan details


Lenders and lending teams



Loan details