A loan of $275 helped to buy more bales of second-hand clothing.


Margaret's story

Margaret is 48 years old, widowed, and has five children aged between ten and twenty, all of whom go to school. The family rents a one-roomed house where Margaret lives with eight people. She also takes care of additional family members. She has access to electricity but no piped water at home. The family eats three meals a day. Her biggest monthly expenses are utility bills, school fees, medication and feeding the family.

Margaret owns a stall selling second-hand clothes. She sells on a retail basis only. She works seven days a week and serves an average of 40 customers a day. She has been in this business for over ten years. Her main challenges are seasonal changes and the rainy season because she works from a muddy place.

Margaret has been with Kiva partner, MCDT SACCO, for three years and is now on her seventh loan. She has always worked with the same group mates. She wants to use this loan to buy more bales of second-hand clothes. She hopes to see her business grow, and start selling wholesale only.



Loan details


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Loan details