A loan of $875 helped for the expansion of her computer business.


Carolina's story

Carolina Marciales is 60 years old and married to Ronald M.. The couple has an only child, Ronald M., who is a 22-year-old factory worker. She and her husband work hard but they had a very small income and they didn't even have capital to start up a business. In 2003, Carolina heard about ASHI, a Kiva partner. She dreamed of having a stable life with a stable house and of starting a business. When she received her first and succeeding loans from ASHI, she started her own business of buying and selling small retail goods. It has been many years that she has had this kind of business. Retailing of small goods has been a great help to her family. However, the demands of her family grow as years goes by, so she aspires to have more business that can add to her present income so she will have bigger profits and savings. Then she came up with the idea of operating computer rentals. It has been great! She earns a good income and she wants to have more investment in it. On her 11th loan, she is proposing to borrow 40,000.00 Philippine pesos to expand her growing business. With this kind of business, she can still manage her previous business of retailing small goods, because either her child or husband can operate their computer rental at home when she's away selling goods. Someday, as her income increases, she wants the computer shop separate from their house because the computers are placed in part of their home. Her greatest dreams are to get out from the spiral of poverty and to have a happy life.



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