A loan of $3,600 helped a member working capital to buy supplies, merchandise, tools and materials.


Santa Maria Group's story

The communal bank "Santa Maria" is represented by Darwin, and is maD. up of 15 members who are working with our foundation in their 2nd loan cycle, demonstrating, as always, responsibility and compliance in their payments. A great majority of the members sell products, such as groceries, fruit, electric appliances, snacks, and some have businesses, such as a bakery. For example, Darwin works in public passenger transportation from 6 in the morning until 11 at night so that he can make a daily income and support his 3 children and his wife. His wife weaves blankets and sells them on order so that she can help her husband a little, who works very hard every day to improve the quality of life for his family. As far as the competitive environment, one might say that it is very strong, since many of the members find it necessary to take their sales to outlying areas due to the strong competition in the market. Those who sell from their homes must wait for their customers to come to get their businesses moving. In the case of Maria Luisa, who sells food, she has her boarders and does not have much trouble making her daily income.

This loan will be used to buy supplies, merchandise, tools and materials. For example, Darwin will buy spare parts for his vehicle, since his springs are failing and he needs money to change them. Maria Luisa wants to make some changes to the furniture in her boarding-house, to proviD. better comfort for her customers, who are the ones that generate the income necessary to support her family. The main expectation of the members is to make their businesses grow so that their families do not lack for anything and so that they can give their families greater comfort in their homes.

In this group: Darwin, Juan Carlos, Maria Luisa, Maria Esther, Maria Del Carmen, Ana Paola, Maria Editta, Miguel Angel, Jose Luis, Kelly, Editha, Elia, Tania, Jeslee, Solange
*not pictured

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Translated from Spanish by Kiva volunteer Lisa Grobar


Loan details


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Loan details