A loan of $3,200 helped a member working capital.

Tropical Group's story

The group "Tropical" is represented by Mrs. Erik Mauricio and maD. up of 12 members, who are in their third loan cycle, demonstrating punctuality, responsibility, and a great desire to work. The great majority of the partners own commercial businesses, in food sales, empanadas, groceries, clothing, and public transportation. For example, the president earns a living by making and distributing bread. He starts working at 3:00 in the morning, since he only has one delivery vehicle and must wake up early to make the bread and manage to distribute it to all of the stores with which he has set contracts. The best way to make your clients loyal is to make sure your products never fail. Mr. Erik Mauricio has four small children whom he must support, and he is helped by his wife, who sells pastries at the entrance of the bakery to help with the domestic expensese. In the market, there exists an ample amount of bakers, therefore the competition is high, but the president states that bread is never lacking at home if one always works hard to get ahead. The rest of the members also have a lot of competition, but they try to get ahead in life with effort, work, and appreciation for the experience that they have. This loan will be used for the purchase of supplies. For example, in the case of the president it will be used for buying flour and industrial gas cylinders, so that it is less difficult to carry and change the cylinders at any moment, since his zone does not have domestic gas through tubing. Also, this will prevent the scarcity of gas cylinders. The rest of the members desire to expand their businesses with more merchandise, supplies, and materials. Mrs. Nilda, who makes a living selling food, insists in expanding and modernizing her business so that it is more attractive for her clients that frequent it. Mrs. Walter wishes to paint her vehicle, since it is her source of income and with the age of her car, a new coat of paint is necessary. All of the expectations of these partners are for expanding their businesses and to therefore give their families a better quality of life, with effort and honest work.

In this group: Erik Mauricio, Nilda, Raquel, Walder, Odalix, Rosario, Dely Flor, Betty, Felicia, Elvira Keyther, Harlen Lizeth, Romina

Translated from Spanish by Kiva volunteer Mark Broscoe

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