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Pastor González is 60 years old and lives in the Fortin district in the outskirts of Guayaquil. His house is made of cement and only has one basic service, which is electricity. His wife is a homemaker and with her he has 2 children, one who is 17 and another who is 13. They study in a private school.

Pastor started out 15 years ago making ice cream. Gradually, he established a business selling ice in bags, and continued to grow this business, since it generated very good earnings.

Now he works each day from 10am until 5pm selling ice creams flavored with coconut, strawberry, and milk, as well as chewing gum, bagged ice, fruit extracts, grated coconut and other items. One of the drawbacks is that there is a lot of crime in the area where he lives. With the loan he will buy sugar, coconut, extracts, and milk so that he can have more products to sell. Five years from now he would like to have a store.
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Pastor González de 60 años, vive en una zona periurbana en el Fortín de Guayaquil, su casa es de cemento solo cuenta con luz como servicios básicos, su esposa es ama de casa con ella tiene 2 hijos uno de 17 años y de 13 años estudiantes de escuelas particulares.

Pastor empezó hace 15 años atrás con la elaboración de helados poco a poco implemento hielo en funda y siguió creciendo en esta actividad ya que le generaba muy buenas ganancias.

Ahora el trabaja todos los días desde las 10h00 hasta las 17h00 vendiendo helados de coco, frutilla, leche, chicle, hielo en funda, esencias de frutas, coco rallado etc. Uno de los inconvenientes que tiene es la delincuencia en el sector donde vive.

Con el préstamo quiere comprar azúcar, coco, esencias, leche para tener más productos que vender. De aquí a unos 5 años el quiere tener una tienda.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $26,710,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Pastor to buy sugar, coconut, milk and fruit.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jan 25, 2010
Jan 29, 2010
Currency Exchange Loss:
Sep 15, 2010