A loan of $650 helped a member buy bags of rice and gallons of palm oil.


By God's Grace Group's story

Emma K., third from right, is the leader of this group of entrepreneurs. They are residents of Makeni city, northern Sierra Leone where they own small-scale businesses. They have applied for a loan of SLL 500,000 each from SMT/Kiva lenders to enable them to expand their businesses.

The 33-year-old group leader is married to a businessman and they have 3 children. One of their children is in Junior Secondary School III (JSS III), the other in JSS I and the youngest is in class I. Emma has been selling rice and palm oil (the most popular cooking oil) for 4 years now. With her share of this loan, she will buy bags of rice and gallons of palm oil.

(Beneath in the photo is Haja C. who was not present for the group snapshot.)

In this group: Emma, Haja, Jatu, Kadiatu, Mayeali
*not pictured



Loan details


Lenders and lending teams



Loan details