A loan of $1,100 helped to buy another milk cow.


Ubaldo's story

Ubaldo F. R. is a 44-year-old gentleman that lives with his wife and 4 children in a community called San Ramón de SantaTeresita de Turrialba, Province of Carttago. It is a small rural community. Its settlers are dedicated to the production of milk, agriculture especially of coffee and bananas and also the raising of hogs. It has an irregular terrain and a lot of the land is preserved as a humid tropical forest. Don Ubaldo has been dedicated to the production of milk for approximately 3 years and at this time desires to obtain a micro-loan of 600,000 colones (six hundred thousand Costa Rican currency) to buy another dairy cow and thus to enlarge his production. He knows that to add one more cow is a greater sacrifice and will demand more work, but he says that, if he wants his family to get ahead and to offer them all that is needed, he has to be hard-working in producing more, since the production of milk is the thing that generates greater income for his family. Don Ubaldo is an associate of the Association of Agricultural Producers of Ramón , one of the 100 associate organizations of EDESA in Costa Rica. This will be his second loan and with it he expects to continue growing on an economic and personal level, besides participating actively in the credit organization in his community.

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Translated from Spanish by Kiva volunteer B Brown



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