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Mery Del Carmen
Mery del Carmen Pérez Martínez works as a caretaker at Managua's Manuel Olivares Institute. She is married and has two, school-age, children under her care. She has had two loans with CEPRODEL that she has used to improve her home.

The financing requested now will be used to buy building materials like flooring and cement for her home.

Mery told us that, thanks to CEPRODEL's loans, she has been making improvements to her home which has led to her having a safer home for her family.
View original language description ↓
La Señora Mery del Carmen Pérez Martínez, Labora como Conserje en el Instituto Manuel Olivares de Managua. Ella es casado tiene dos hijos a su cargo y estos se encuentran en edad escolar, ha trabajado dos créditos con CEPRODEL durante dos años, en este periodo de tiempo ha invertido dos crédito en la mejoramiento de la vivienda en la que habita, gracias a los financiamiento otorgados por CEPRODEL.

El crédito solicitado es para invertir en la compra de materiales de construcción como: piso y cemento para su casa de habitación.
Mery dijo que gracias a los préstamos otorgados por ceprodel ha venido mejorando su casa de habitación, por lo que ahora cuenta con una casa más segura para su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 52
    View loans »
    Nicaragua Loans Fundraising
  • $25,736,625
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Mery Del Carmen to make home improvements.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 13, 2010
Feb 1, 2010
Currency Exchange Loss:
Jul 15, 2011