A loan of $1,075 helped to buy equipment for and to expand her salon.


Jocelyn's story

Jocelyn F., 47, is making sure that her family has adequate provision for their daily needs. Married to Ireneo Coliseo, a businessman, she is blessed with four children. She makes sure that she helps her husband earn so that their family can have a better life. She has been managing her own hairdressing salon for four years. Jocelyn has been a regular member of Center for Community Transformation* (CCT) for more than a year now. She regularly attends the weekly fellowship meetings and pays her weekly dues consistently. Because of her good repayment performance with her previous loans, Jocelyn was able to borrow eight times from CCT’s cooperative. She is consistent in paying her dues because she used the money she borrowed to expand and improve her salon business. Now, with your help, Jocelyn would like to apply for a PHP 50,000 loan. This amount will be used as a source of added capital for her expanding business and used to buy equipment and to expand her salon business. Jocelyn dreams that her business will continue to grow so that she can have enough money for her sons’ college education. * All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of fifteen to thirty community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay micro-finance loans.



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