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Mrs. Phân D., age 47, is a local trader. She owns a shop inside the local market where she retails many types of shoes to earn a living. Phân D. was married but divorced her husband when her two kids were very young. Both of her kids are enrolled in school. Phân D. is very busy with her business activities due to there being many clients who need to buy her shoes. She sells well and recently she sold nearly all her items and she wants to acquire more shoes. Because Phân D. lacks capital, she requested a loan to increase the quantity of her inventory to continue selling.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 82
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Phân to increase the quantity of her inventory to continue selling.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 25, 2010
Feb 1, 2010
Currency Exchange Loss:
Apr 15, 2010