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Ervin Antonio
Ervin Antonio G. M. works as a security guard for CEPRODEL. He lives with his life partner and has three, school-age children under his care. Over the last 15 years he has had 20 loans with CEPRODEL that he has used to make home improvements. He is an excellent client.

The requested financing is to buy building materials like zinc metal sheeting and metal joints for his house's roof.

His goal is to offer his children enhanced security and better living conditions.
View original language description ↓
El Señor. Ervin Antonio G. M., Labora PARA CEPRODEL COMO GUARDA DE SEGURIDAD, el tiene tres hijos a su cargo y estos se encuentran en edad escolar, es ajuntado, ha trabajado veinte créditos con CEPRODEL durante quince años, en este periodo de tiempo ha invertido cinco créditos en la mejoramiento de la vivienda en la que habita, gracias a los financiamiento otorgados por CEPRODEL, el es un cliente excelente.

El crédito solicitado es para invertir en la compra de materiales de construcción como: zinc y perlines para el techo de su casa.

Con el objetivo de Brindarles mayor seguridad y una mejor condición de vida a sus hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 20.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Ervin Antonio to enlarge and make improvements to his home.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jan 20, 2010
Feb 1, 2010
Currency Exchange Loss:
Jun 15, 2011