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Paraiso De La Constancia Group
In this Group: Delia, Isabel, Benedicta, Saturnina, Martha, Mercedes, Rufina, Florentina, Teofila, Luisa, Marcelina, Lucila, Martha, Gregoria, Julia, Juliana, Artemia, Ana Santa, Adit
Isabel sells dairy products. She has three children who are 19, 12, and 2 years of age. Isabel started selling cheese, but she used the funding she received from FINCA to purchase a device for processing yogurt. She sells her products wholesale in Lircay. Despite being alone (without a spouse), she is able to support her children. With the loan she will receive, Isabel will buy labels to place on her products that are packaged in plastic containers and bottles. Her dreams incluD. owning a dairy factory and seeing an NGO help her friends by providing them work.

Raymunda sells meat, milk, cheese, and eggs. She is married and has eight children who range in age from 2 to 17. Before Raymunda only sold 50 blocks of cheese, but thanks to the loans that she has received, she now sells 200 blocks of cheese and 200 eggs a day. This has allowed her to improve her economic situation and social standing. With the current loan, she will buy a dairy cow to increase her business as well as more chickens. Her goal is to see her sons become outstanding professional men.

Florentina is married and has twelve children ranging in age from 6 to 33. She started her business selling undergarments. Previously she was not able to read, but now she sells clothing and has her own vending stall at the market. Florentina is currently recovering from an appendectomy. She has taken advantage of the loans to invest in her business. Her dreams are to have a well-stocked clothing store and see her children become professionals.

View original language description ↓
Isabel, se dedica a la venta D. Productos Lácteos, tiene 3 hijos D. 19, 12 y 2 años. Isabel inició su negocio vendiendo queso, con el capital que recibió D. FINCA ha podido comprarse una procesadora D. yogurt, venD. sus productos al por mayor en Lircay. A pesar D. ser sola (sin pareja) mantiene a sus hijos. Con el préstamo que va a recibir va a comprar etiquetas para empacar sus productos en envases plásticos y botellas. Su sueño es tener su propia fábrica D. productos lácteos y tener una ONG para ayudar a sus compañeras y darles trabajo.

Raymunda se dedica a la venta D. carne, leche, queso y huevos, es casada y tiene 8 hijos D. entre 2 y 17 años D. edad, antes Raimunda solo vendía 50 quesos, gracias a los préstamo que recibe, pueD. invertir y actualmente venD. carne, 200 quesos y 200 huevos diarios, esto le ha permitido mejorar su vida económica y social, con el préstamo actual quiere comprar una vaca lechera e incrementar su negocio con mas gallinas. Su sueño es ver a sus hijos hombres D. bien y profesionales.

Florentina es casada, tiene 12 hijos D. 6 la menor y 33 el mayor, inició su negocio vendiendo ropa interior, antes no sabía leer, ahora venD. ropa y tiene un puesto propio en el mercado. Actualmente se está recuperando D. una operación D. apendicitis. Aprovecha los préstamos para invertir en su negocio, su sueño es tener una tienda muy surtida D. ropa, que sus hijos sean profesionales.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,459,350
    Funds lent in using Kiva
  • 2.9
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Paraiso De La Constancia Group's $4,400 loan helped a member operating capital for their respective businesses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 21, 2010
Jan 27, 2010
Currency Exchange Loss:
Jul 17, 2010